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What type of loan program is best for me?

Home Loans

The many different types of home loans available can seem overwhelming. Should you choose a fixed-rate, adjustable-rate, or government loan mortgage? The truth is there is no right answer.

Choosing a loan type is an important decision that is best made after you have researched your options. Remember, taking the time to explore your options now can mean saving thousands of dollars in the long run.

Some Things to Consider When Shopping For a Mortgage

  • Do you expect your financial situation to change over the next few years?

  • Do you plan to live in your current home for a long time?

  • Do you feel comfortable with the idea of changing the mortgage amount?

  • Do you want to be free of mortgage debt by the time your children go to college, or when you retire?

 

Let's take a look at the various programs!

Learn About Fixed Rate Loans

What kind of loan program is best for you?

Should you get a fixed-rate or adjustable-rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer. Talk to an Arcstone Financial Banker to help better understand where you fit best!

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NMLS     |     FAIR LENDER     |     FAIR HOUSING

Equal Opportunity Housing. Arcstone Financial Inc. is a California Corporation licensed by the Department of Real Estate, License #01468445, NMLS# 344236. Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend. All rates, fees, and programs are subject to change and/or withdrawal from the lending practices without notice. Eligibility can vary based on meeting minimum credit score/tradeline, documentation, Loan to Value, and occupancy. Ask to speak with a home loan consultant for a pre-qualification/pre-approval or an approval.

1917 Hillhurst Ave., Suite 203

Los Angeles, CA 90027
323-665-5000 | 800-830-5626

info@arcstoneinc.com

NMLS     |     FAIR LENDER     |     FAIR HOUSING

Equal Opportunity Housing. Arcstone Financial Inc. is a California Corporation licensed by the Department of Real Estate, License #01468445, NMLS# 344236. Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend. All rates, fees, and programs are subject to change and/or withdrawal from the lending practices without notice. Eligibility can vary based on meeting minimum credit score/tradeline, documentation, Loan to Value, and occupancy. Ask to speak with a home loan consultant for a pre-qualification/pre-approval or an approval.